PerFinCopersonal finance coach
Coach Aino
👋
Built for young adults

Take control of your money in five minutes

Track spending, save smarter, stress less. Simple budgeting without spreadsheets.

No credit card · Set up in under a minute

Add in seconds

Amount, category, done. A transaction logged in under 5 seconds.

See clearly

A visual breakdown shows instantly where your money really goes.

Save smarter

Set a goal and get small, practical tips to reach it.

What is PerFinCo?

PerFinCo is built to help you save money where it's actually possible. We don't tell you to "stop buying coffee" — instead, we find the spots together where small changes add up to big savings.

Your personal coach Aino

Aino tracks your monthly activity and gives practical tips and encouragement to help you save.

Privacy and security

Signing up is free. We never collect sensitive data — no bank account numbers, no addresses. A working email is enough.

Here's how it works

Add a transaction in seconds — Aino takes care of the rest.

1. Add a transaction in under 5 seconds

9:41

November

847,20 €

Available

Add transaction

Amount

0

Category

Food
Coffee
Transit

Saved!

Food · €12.50

2. Aino gives you a personalised tip

9:41
Coach Aino

Aino

Your finance coach

Hey! I noticed something 👀

Coffee spending spotted

You buy coffee 4×/week at €4.50

Savings potential≈ €72 / mo

Bring a thermos to work → savings straight to your goal 💪