
Take control of your money in five minutes
Add in seconds
Amount, category, done. A transaction logged in under 5 seconds.
See clearly
A visual breakdown shows instantly where your money really goes.
Save smarter
Set a goal and get small, practical tips to reach it.
What is PerFinCo?
PerFinCo is built to help you save money where it's actually possible. We don't tell you to "stop buying coffee" — instead, we find the spots together where small changes add up to big savings.
Your personal coach Aino
Aino tracks your monthly activity and gives practical tips and encouragement to help you save.
Privacy and security
Signing up is free. We never collect sensitive data — no bank account numbers, no addresses. A working email is enough.
Here's how it works
Add a transaction in seconds — Aino takes care of the rest.
1. Add a transaction in under 5 seconds
November
847,20 €
Available
Add transaction
Amount
Category
Saved!
2. Aino gives you a personalised tip

Aino
Your finance coach
Hey! I noticed something 👀
Coffee spending spotted
You buy coffee 4×/week at €4.50
Bring a thermos to work → savings straight to your goal 💪